Terms & Conditions

Acceptance of terms

 The www.ovseas.com website ("Website") is an internet based consultancy service provider portal owned and operated by Finowl Solutions  ("Finowl Solutions "), a company incorporated under the laws of India, with its registered office at Prakasham District A.P.


Through the Website, Finowl Solutions  shall provide you ("User") consultancy related information, pricing,and reservations for various needs of visa services, transportation services and all other services related to abroad education ("Service"), as more particularly described and defined in the terms of service (TOS) relating to such Service, This Service may be availed by the Users.


This User Agreement ("Agreement") sets out the terms and conditions on which Finowl Solutions  shall provide the Services to the User through the Website. In addition to this Agreement and depending on the Services opted for by the User, the User shall be required to read and accept the relevant TOS for such Service, which may be updated or modified by Finowl Solutions  from time to time. Such TOS shall be deemed to be a part of this Agreement and in the event of a conflict between such TOS and this Agreement, the terms of this Agreement shall prevail.


Use of the Website is offered to the User conditioned on acceptance without modification of all the terms, conditions and notices contained in this Agreement and the TOS, as may be posted on the Website from time to time. For the removal of doubts, it is clarified that use of the Website by the User constitutes an acknowledgement and acceptance by the User of this Agreement and the TOS. If the User does not agree with any part of such terms, conditions and notices, the User must not use the Website


Additionally, the Service Provider may provide terms and guidelines that govern particular features, offers or the operating rules and policies applicable to each Service. The User shall be responsible for ensuring compliance with the terms and guidelines or operating rules and policies of the Service Provider with whom the User elects to deal, including terms and conditions set forth in a Service Providers in the event that any of the terms, conditions and notices contained in this Agreement or the TOS conflict with the additional/other terms and guidelines specified by the Service Provider then the latter terms/guidelines shall prevail.


Modification of terms

 Finowl Solutions  reserves the right to change the terms, conditions and notices under which the Services are offered through the Website, including but not limited to the charges for the Services provided through the Website. The User shall be responsible for regularly reviewing these terms and conditions.


Privacy policy

 The User hereby consents, expresses and agrees that he has read and fully understands the Privacy Policy of Finowl Solutions  in respect of the Website, The User further consents that the terms and contents of such Privacy Policy are acceptable to him,


Any customer grievances can be reported to the Grievance Officer specifically dedicated to address all customer concerns. You may contact the Grievance Officer at …….


Limited user

 The User agrees and undertakes not to sell, trade or resell or exploit for any commercial purposes, any portion of the Service. For the removal of doubt, it is clarified that the Website is not for commercial use but is specifically meant for person use only.


The User further agrees and undertakes not to reverse engineer, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Website. For the removal of doubt, it is clarified that unlimited or wholesale reproduction, copying of the content for commercial or non-commercial purposes and unwarranted modification of data and information within the content of the Website is not permitted.


Links to third party sites

 The Website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of Finowl Solutions  or the Website and ovaseas.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Finowl Solutions  is not responsible for any form of transmission, whatsoever, received by the User from any Linked Site. Finowl Solutions  is providing these links to the User only as a convenience, and the inclusion of any link does not imply endorsement by Finowl Solutions  or the Website of the Linked Sites or any association with its operators or owners including the legal heirs or assigns thereof.


Finowl Solutions  is not responsible for any errors, omissions or representations on any Linked Site. Finowl Solutions  does not endorse any advertiser on any Linked Site in any manner. The Users are requested to verify the accuracy of all information on their own before undertaking any reliance on such information.


Prohibition against unlawful use

 As a condition of the use of the Website, the User warrants that they will not use the Website for any purpose that is unlawful or illegal under any law for the time being in force within or outside India or prohibited by this Agreement and/or the TOS including both specific and implied. In addition, the Website shall not be used in any manner, which could damage, disable, overburden or impair it or interfere with any other party's use and/or of the Website. The User shall refrain from obtaining or attempting to obtain any materials or information through any means not intentionally made available or provided for or through the Website.


to post or to remove any information or materials, in whole or in part, in Finowl Solutions 's sole discretion.

 Finowl Solutions  does not control or endorse the content, messages or information found in any communication service and, therefore, Finowl Solutions  specifically disclaims any liability or responsibility whatsoever with regard to the communication services and any actions resulting from the user's participation in any communication service


Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. User is responsible for keeping himself updated of and adhering to such limitations if they download the materials.


Termination/Access restriction

 Finowl Solutions  reserves the right, in its sole discretion, to terminate the access to the website and the related services or any portion thereof at any time, without notice.


Fees payment.

 Finowl Solutions  reserves the right to charge listing fees for certain listings, as well as transaction fees based on certain completed transactions using the Finowl Solutions  Services. Finowl Solutions  further reserves the right to alter any and all fees from time to time, without notice.


The User shall be liable to pay all applicable charges, fees, duties, taxes, levies and assessments for availing the Finowl Solutions  Services.


User's obligation and user account

 In consideration of use of the Website, the User represent and confirm that the User is of legal age to enter into a binding contract and is not a person barred from using the Website and/or receiving the Services under the laws of India or other applicable law.


To avail a Service the User has and must continue to maintain at his sole cost: (a) all the necessary equipments including a computer and modem etc. to access the Website/avail Services (b) own access to the World Wide Web. The User shall be responsible for accessing the Services and that access may involve third party fees including, airtime charges or internet service provider's charges which are to be exclusively borne by the User


The user also understands that the services may include certain communications from Finowl Solutions  as service announcements and administrative messages. the user understands and agrees that the services are provided on an 'as is' basis and that Finowl Solutions  does not assume any responsibility for deletions, miss-delivery or failure to store any user communications or personalized settings


Registration of the User on the Website is optional If the User opts to register himself on the Website, upon completion of the registration process, the User shall receive a user id and password. The User agrees and undertakes at all times to be responsible for maintaining the confidentiality of the password and user id, and shall be fully responsible for all activities that occur by use of such password or user id. Further, the User agrees not to use any other party's user id and password for any purpose whatsoever without proper authorization from such party. You are responsible for the security of your password and for all transactions undertaken using your password through our service. The Password entered by you is transmitted in one-way encrypted form to our database and stored as such. Thus the Password will not be known even to Finowl Solutions . You confirm that you are the authorised holder of the credit card or the original account holder used in the transactions you make using the Finowl Solutions  services Finowl Solutions  will not be responsible for any financial loss, inconvenience or mental agony resulting from misuse of your ID/password/credit card number/account details number for using Finowl Solutions  Services.


The user also agrees and undertakes to immediately notify Finowl Solutions  of any unauthorized use of the user's password or user id and to ensure that the user logs off at the end of each session at the website. Finowl Solutions  shall not be responsible for any, direct or indirect, loss or damage arising out of the user's failure to comply with this requirement


The User also agrees to: (a) provide true, accurate and complete information about himself as prompted by the registration form ("Registration Data") on the Website, and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If the User provide any information that is untrue, inaccurate, not current or incomplete or Finowl Solutions  has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Finowl Solutions  has the right to suspend or terminate the User's registration and refuse any and all current or future use of the Website and/or any Service


Furthermore, the User grants Finowl Solutions  the right to disclose to third parties Registration Data to the extent necessary for the purpose of carrying out the Services



 Without prejudice to the other remedies available to Finowl Solutions  under this agreement, the TOS or under applicable law, Finowl Solutions  may limit the user's activity, or end the user's listing, warn other users of the user's actions, immediately temporarily/indefinitely suspend or terminate the user's registration, and/or refuse to provide the user with access to the website if: (a) the user is in breach of this agreement, the tos and/or the documents it incorporates by reference;


(b) Finowl Solutions  is unable to verify or authenticate any information provided by the user; or (c) Finowl Solutions  believes that the user's actions may infringe on any third party rights or breach any applicable law or otherwise result in any liability for the user, other users of the website and/or Finowl Solutions .


Finowl Solutions  may at any time in its sole discretion reinstate suspended users, once the user have been indefinitely suspended the user may not register or attempt to register with Finowl Solutions  or use the website in any manner whatsoever until such time that the user is reinstated by Finowl Solutions . notwithstanding the foregoing, if the user breaches this agreement, the tos or the documents it incorporates by reference, Finowl Solutions  reserves the right to recover any amounts due and owing by the user to Finowl Solutions  and/or the service provider and to take strict legal action as Finowl Solutions  deems necessary.


Proprietary rights

 Finowl Solutions  may provide the User with content such as sound, photographs, graphics, video or other material contained in sponsor advertisements or information. This material may be protected by copyrights, trademarks or other intellectual property rights and laws. The User may use this material only as expressly authorized by Finowl Solutions  and shall not copy, transmit or create derivative works of such material without express authorization from Finowl Solutions .


The User acknowledges and agrees that they shall not upload, post, reproduce or distribute any content on or through the Website that is protected by copyright or other proprietary right of a third party, without obtaining the permission of the owner of such right. Any copyrighted or other proprietary content distributed on or through the Website with the consent of the owner must contain the appropriate copyright or other proprietary rights notice. The unauthorized submission or distribution of copyrighted or other proprietary content is illegal and could subject the User to personal liability or criminal prosecution.



 None of the provisions of this Agreement, terms and conditions, notices or the right to use the Website by the User contained herein or any other section or pages of the Website and/or the Linked Sites, shall be deemed to constitute a partnership between the User and Finowl Solutions  and no party shall have any authority to bind or shall be deemed to be the agent of the other in any way. It may be noted, however, that if by using the Website, the User authorizes Finowl Solutions  and its agents to access third party sites designated by them or on their behalf for retrieving requested information, the User shall be deemed to have appointed Finowl Solutions  and its agents as their agent for this purpose.



 The headings and subheadings herein are included for convenience and identification only and are not intended to describe, interpret, define or limit the scope, extent or intent of this Agreement. the TOS or the right to use the Website by the User contained herein or any other section or pages of the Website or any Linked Sites in any manner whatsoever.


Interpretation of number and genders.

 The terms and conditions herein shall apply equally to both the singular and plural form of the terms defined. Whenever the context may require, any pronoun shall include the corresponding masculine and feminine. The words "include", "includes and including shall be deemed to be followed by the phrase without limitation Unless the context otherwise requires, the terms "herein", "hereof", "hereto, hereunder and words of similar import refer to this Agreement as a whole



 The User agrees to indemnify, defend and hold harmless Finowl Solutions  from and against any and all losses, abilities, claims, damages, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by Finowl Solutions  that arise out of result from or may be payable by virtue of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by the User pursuant to this Agreement and/or the TOS



 agreement each TOS shall be governed and constructed accordance the laws be subject the exclusive jurisdiction the courts of A.P.